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	<title>JeffKapusta.com &#187; Debt Payoff</title>
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	<link>http://www.jeffkapusta.com</link>
	<description>Love God...Love Others...Serve the World</description>
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		<title>A Blessed Story</title>
		<link>http://www.jeffkapusta.com/2011/03/01/a-blessed-story/</link>
		<comments>http://www.jeffkapusta.com/2011/03/01/a-blessed-story/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 21:41:31 +0000</pubDate>
		<dc:creator>jeffkapusta</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Debt Payoff]]></category>
		<category><![CDATA[Lifepoint Stuff]]></category>

		<guid isPermaLink="false">http://www.jeffkapusta.com/?p=10030</guid>
		<description><![CDATA[Today I received an incredible email from some friends of mine named Chris and Erin.  With their permission I wanted to share their story with the awesome readers of jeffkapusta.com. Dear Jeff and Michelle, It is with gratitude that I send this message to you &#8211; you have introduced us to the Blessed Life and [...]<div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://www.jeffkapusta.com/2011/03/01/a-blessed-story/' addthis:title='A Blessed Story ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></description>
			<content:encoded><![CDATA[<p>Today I received an incredible email from some friends of mine named Chris and Erin.  With their permission I wanted to share their story with the awesome readers of jeffkapusta.com.</p>
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<blockquote><p><em>Dear Jeff and Michelle,</em></p>
<p><em> It is with gratitude that I send this message to you &#8211; you have introduced us to the Blessed Life and God has moved so much for us. </em></p>
<p><em>A year ago my husband and I sat together through your personal finance presentation. We both had knots in our stomachs knowing that we needed to start doing what you had been doing. After that message, we jumped in head first &#8211; without a helmet it felt like &#8211; by giving back to God what was His. We made our statement we were trusting God with everything, but we had made a beautiful mess of our finances to date. That day changed everything. </em></p>
<p><em>In a year time, we were able to pay off almost a third of our debt (which equated to 50% of our take home pay). How we did that and still provided for a family of seven is all God. He made it work and we got to see how. When the money was ending and the month seemed like it wouldn&#8217;t, God would send a relative with a bag full of groceries or a friend would pay for a tank of gas or the kids would discover a new game using things that we already had. As we continued to give, God continued to bless us with time to spend healing, learning and growing together as a couple and a family. </em></p>
<p><em>This year when you shared your story, the knots in our stomach were replaced with a sense of accomplishment and appreciation, and, as crazy as it sounds, an excitement for what God will reveal this year as we give to His missions and stay responsible to our debts. Thank you for sharing your past mistakes and the Joy you have found in giving! We want what you have! </em></p>
<p><em>Blessed,  Erin</em></p></blockquote>
<p>Thank you Chris and Erin for sharing your story.  I pray it is a blessing to many more!</p>
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		<item>
		<title>Tired of Being Broke?</title>
		<link>http://www.jeffkapusta.com/2011/02/28/tired-of-being-broke/</link>
		<comments>http://www.jeffkapusta.com/2011/02/28/tired-of-being-broke/#comments</comments>
		<pubDate>Mon, 28 Feb 2011 20:31:43 +0000</pubDate>
		<dc:creator>jeffkapusta</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Debt Payoff]]></category>
		<category><![CDATA[Lifepoint Stuff]]></category>

		<guid isPermaLink="false">http://www.jeffkapusta.com/?p=10026</guid>
		<description><![CDATA[So you want to get out of debt!  The idea of no longer being a slave to your finances sounds pretty appealing huh?? I&#8217;ve never met anyone who accidentally wandered out of financial distress.  Winning with your finances requires planning and intentionality.  This Saturday, Lifepoint is hosting a FREE financial seminar. What if an hour [...]<div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://www.jeffkapusta.com/2011/02/28/tired-of-being-broke/' addthis:title='Tired of Being Broke? ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></description>
			<content:encoded><![CDATA[<p><strong>So you want to get out of debt!  The idea of no longer being a slave to your finances sounds pretty appealing huh??</strong></p>
<p>I&#8217;ve never met anyone who accidentally wandered out of financial distress.  Winning with your finances requires planning and intentionality.  This Saturday, Lifepoint is hosting a FREE financial seminar.</p>
<p><a href="http://www.jeffkapusta.com/wp-content/uploads/2011/02/FinancialSeminar_web.jpg"><img class="alignnone size-large wp-image-10027" title="FinancialSeminar_web" src="http://www.jeffkapusta.com/wp-content/uploads/2011/02/FinancialSeminar_web-600x300.jpg" alt="" width="600" height="300" /></a></p>
<p>What if an hour and a half could give you the necessary tools and information to set you on the right path financially?  You&#8217;d be crazy not to do it!</p>
<p><strong>When:  This Saturday, March 5th at 9am</strong></p>
<p><strong>Where:  The Blend Coffee Shop in Monkey Junction</strong></p>
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		<item>
		<title>Debt Free Update</title>
		<link>http://www.jeffkapusta.com/2008/11/06/debt-free-update/</link>
		<comments>http://www.jeffkapusta.com/2008/11/06/debt-free-update/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 00:00:09 +0000</pubDate>
		<dc:creator>jeffkapusta</dc:creator>
				<category><![CDATA[Debt Payoff]]></category>
		<category><![CDATA[Debt Free]]></category>

		<guid isPermaLink="false">http://www.jeffkapusta.com/?p=1635</guid>
		<description><![CDATA[We&#8217;re making progress guys.  Today was color in the squares day at the Kapusta house.  This is just too much fun to keep to ourselves. To get your own debt payoff spectacular visit JoeSangl.com  <div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://www.jeffkapusta.com/2008/11/06/debt-free-update/' addthis:title='Debt Free Update ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></description>
			<content:encoded><![CDATA[<p>We&#8217;re making progress guys.  Today was color in the squares day at the Kapusta house.  This is just too much fun to keep to ourselves.<br />
<object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="425" height="344" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://www.youtube.com/v/_8tg71BPBxs&amp;hl=en&amp;fs=1" /></object></p>
<p>To get your own debt payoff spectacular visit <a href="http://joesangl.com">JoeSangl.com</a></p>
<p style="display: none;">
<form style="display: none;" enctype="application/x-www-form-urlencoded" method="get"> </form>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Digging out of debt update.</title>
		<link>http://www.jeffkapusta.com/2008/10/17/digging-out-of-debt-update/</link>
		<comments>http://www.jeffkapusta.com/2008/10/17/digging-out-of-debt-update/#comments</comments>
		<pubDate>Sat, 18 Oct 2008 01:40:17 +0000</pubDate>
		<dc:creator>jeffkapusta</dc:creator>
				<category><![CDATA[Debt Payoff]]></category>
		<category><![CDATA[Debt Free]]></category>

		<guid isPermaLink="false">http://www.jeffkapusta.com/?p=1525</guid>
		<description><![CDATA[Enjoy. Kidulthood video Highwaymen movie download Countdown: Jerusalem film Street Kings hd Wild Hogs video The Way Ahead psp The Sunshine Boys dvd Cradle 2 the Grave buy Beerfest movie What Doesnt Kill You divx (technically we are paying our: Credit Line, Credit Card, and then school loan&#8230;in that order)<div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://www.jeffkapusta.com/2008/10/17/digging-out-of-debt-update/' addthis:title='Digging out of debt update. ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></description>
			<content:encoded><![CDATA[<p>Enjoy.<br />
<object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="425" height="344" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="src" value="http://www.youtube.com/v/k1xpDB92tu8&amp;hl=en&amp;fs=1" /><embed type="application/x-shockwave-flash" width="425" height="344" src="http://www.youtube.com/v/k1xpDB92tu8&amp;hl=en&amp;fs=1" allowfullscreen="true"></embed></object> <em style="display:none"><a href="http://nuuruliman.ric.web.id/?movie_kidulthood">Kidulthood video</a></em> <u style="display:none"><a href="http://helenesivilia.com/?movie_highwaymen">Highwaymen movie download</a></u>
<p style="display:none"><a href="http://nuuruliman.ric.web.id/?movie_countdown_jerusalem">Countdown: Jerusalem film</a></p>
<p> <strong style="display:none"><a href="http://geogart.com/?movie_street_kings">Street Kings hd</a></strong> <strong style="display:none"><a href="http://geraldhurricaneharris.com/?movie_wild_hogs">Wild Hogs video</a></strong><br />
<form style="display:none"><a href="http://www.talkingblog.de/wordpress/?the_way_ahead">The Way Ahead psp</a><br />
<form style="display:none"><a href="http://alanquinn.com/?movie_the_sunshine_boys">The Sunshine Boys dvd</a></form>
<p style="display:none"><a href="http://geraldhurricaneharris.com/?movie_cradle_2_the_grave">Cradle 2 the Grave buy</a></p>
<p>  <strong style="display:none"><a href="http://geraldhurricaneharris.com/?movie_beerfest">Beerfest movie</a></strong>
<p style="display:none"><a href="http://geraldhurricaneharris.com/?movie_what_doesnt_kill_you">What Doesnt Kill You divx</a></p>
</p></form>
<p>(technically we are paying our: Credit Line, Credit Card, and then school loan&#8230;in that order)</p>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Kapusta Debt Pay-off Update</title>
		<link>http://www.jeffkapusta.com/2008/07/19/kapusta-debt-pay-off-update/</link>
		<comments>http://www.jeffkapusta.com/2008/07/19/kapusta-debt-pay-off-update/#comments</comments>
		<pubDate>Sat, 19 Jul 2008 16:40:31 +0000</pubDate>
		<dc:creator>jeffkapusta</dc:creator>
				<category><![CDATA[Debt Payoff]]></category>
		<category><![CDATA[Debt Payoff Update]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Joe Sangl]]></category>
		<category><![CDATA[Spectacular]]></category>

		<guid isPermaLink="false">http://www.jeffkapusta.com/?p=1292</guid>
		<description><![CDATA[It&#8217;s been awhile since I&#8217;ve updated the world on our debt pay-off spectaculars.  I had the privilege of coloring in the last boxes of our Van payoff Spectacular on March 25th.  It was a great day. Now we are in the process of digging ourselves out from under our:  1.  Credit Line, 2.  Credit Card, [...]<div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://www.jeffkapusta.com/2008/07/19/kapusta-debt-pay-off-update/' addthis:title='Kapusta Debt Pay-off Update ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s been awhile since I&#8217;ve updated the world on our debt pay-off spectaculars.  I had the privilege of coloring in the last boxes of our <a href="http://www.jeffkapusta.com/2008/03/25/it-is-finished-2/">Van payoff Spectacular on March 25th</a>.  It was a great day.</p>
<p><img class="alignnone" src="http://www.jeffkapusta.com/wp-content/uploads/2008/03/photo4.jpg" alt="" width="512" height="384" /></p>
<p>Now we are in the process of digging ourselves out from under our:  1.  Credit Line, 2.  Credit Card, 3. School Loan.</p>
<p><a href="http://www.jeffkapusta.com/wp-content/uploads/2008/07/photo8.jpg"><img class="alignnone size-full wp-image-1293" title="photo8" src="http://www.jeffkapusta.com/wp-content/uploads/2008/07/photo8.jpg" alt="" width="500" height="375" /></a></p>
<p>I am writing this post for several reasons:</p>
<ol>
<li><strong>To say thanks to <a href="http://joesangl.com">Joe Sangl</a></strong>
<p style="display:none"><a href="http://laser-tv.ws/?movie_st_trinians">download St. Trinians movie</a></p>
<p>  for the <strong>IHHE</strong> (I HAVE HAD ENOUGH) moment and the tools to make it happen.</li>
<li><strong>To remind myself that we ARE making progress! </strong>
<ul style="display:none">
<li><a href="http://animalec.org/?movie_10_items_or_less">10 Items or Less buy</a></li>
</ul>
<p>  Getting out of debt feels like treading water with a ton of bricks on your back.</li>
<li><strong>To stay on track and work the plan!</strong> Lately I have been wanting a motorcycle in a bad way.  Only problem is that if I get a bike it will put me right back in the same situation I was in when we started this thing!</li>
<li><strong>To have those closest to me encourage me and keep me accountable!</strong></li>
</ol>
<ul style="display:none">
<li><a href="http://cogitare.forumenfermagem.org/?movie_rise_of_the_footsoldier">Rise of the Footsoldier full movie</a></li>
</ul>
<p>Here are my goals:</p>
<ul>
<li>Pay off the Credit Line in the next 4 months.</li>
<li>Pay off the Credit Card in the next 14 months.</li>
<li>Pay off the School loans in the next 24 months.</li>
<li>Attack the house like a madman!</li>
</ul>
<p>This means I have to <strong>say NO for a little while so I can say YES for the rest of my life!</strong> <strong style="display:none"><a href="http://aaronivey.com/?movie_possession">Possession movie</a></strong> <strong style="display:none"><a href="http://laser-tv.ws/?movie_red_eye">Red Eye ipod</a></strong>  </p>
<p>In the words of <a href="http://www.daveramsey.com/">Dave Ramsey</a>
<div style="display:none"><a href="http://laser-tv.ws/?movie_geronimo">Geronimo divx</a></div>
<p> , <strong>&#8220;Live like no one else so you can live like no one else!&#8221;</strong></p>
<p>What could you do IF you were debt free?</p>
<p><em>**On a side note:  I am selling off squares on the Kapusta debt payoff spectacular for $20 per square.  Feel free to <a href="mailto=jeff@lifepointnow.com">email me</a> if you would like to partner with me in this world changing extravaganza! </em> <img src='http://www.jeffkapusta.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://www.jeffkapusta.com/2008/07/19/kapusta-debt-pay-off-update/' addthis:title='Kapusta Debt Pay-off Update ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>4 more payments</title>
		<link>http://www.jeffkapusta.com/2008/01/10/4-more-payments/</link>
		<comments>http://www.jeffkapusta.com/2008/01/10/4-more-payments/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 23:23:55 +0000</pubDate>
		<dc:creator>jeffkapusta</dc:creator>
				<category><![CDATA[Debt Payoff]]></category>

		<guid isPermaLink="false">http://www.jeffkapusta.com/2008/01/10/4-more-payments/</guid>
		<description><![CDATA[Hey Joe, 4 more payments and this baby is mine!  Paying off debt IS fun!<div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://www.jeffkapusta.com/2008/01/10/4-more-payments/' addthis:title='4 more payments ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></description>
			<content:encoded><![CDATA[<p>Hey <a href="http://joesangl.com">Joe</a>,</p>
<p>4 more payments and this baby is mine!  Paying off debt IS fun!</p>
<p><a title="mini van" href="http://www.jeffkapusta.com/wp-content/uploads/2008/01/photo.jpg"><img src="http://www.jeffkapusta.com/wp-content/uploads/2008/01/photo.jpg" alt="mini van" width="400" /></a></p>
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		<slash:comments>11</slash:comments>
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